Next Commerce
Payments GuideGateways

NMI

Connect an NMI account as a bankcard gateway

NMI is available as a bankcard gateway.

Setup

  • From Settings > Payments, choose Add Gateway
  • Select NMI
  • Enter your credentials
FieldDescription
Security KeyThe API security key from your NMI account

Payment Methods

Cards accepted: Visa, Mastercard, AMEX, Discover, and JCB.

Alternative payment methods are not available on NMI.

3DS2

3DS2 is supported. On the gateway's 3DS card, choose Enable 3D Secure Transactions.

You then set up a 3DS Merchant Profile. It needs your merchant name and the country your business is registered in, plus an Acquirer BIN, Merchant ID (MID), and MCC code for each card network you want authenticated. Your acquiring bank or processing provider issues these values.

See 3DS2 Payments for Optimized 3DS2 and retrying cards that are not enrolled.

Additional Settings

SettingWhat it does
Processor IDRoutes transactions to a specific processor, bypassing NMI's own routing
Disable Reference Transactions on RecurringSends recurring transactions without a reference to the initial transaction

Statement Descriptor

NMI does not expose a statement descriptor setting on the gateway. The descriptor comes from your NMI account.

Authorize & Capture

Authorizations expire after 7 days. A refund against an uncaptured authorization is sent as a void. See Authorize & Capture.

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